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 #Menu Inicial#Publicações#Outras publicações/coleções #The Overarching Issues of the European Space : Rethinking Socioeconomic and Environmental Problems, Repositioning Territorial Development Policies
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The Overarching Issues of the European Space
#Pour une politique financière commune au cadre de
l’UE visant la parité entre les monnaies nationales et l’euro et le franc suisse
Ileana Constantinescu
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We allready know that the economy must place at the center of its concerns the man and the observation of his needs. But the modern man is more and more inclined to ask the bank in order to resolve his financial demands. That is why within the European Union we must implement mutual financial policies concerning the exchange rates among the national currencies of european countries, confronted to the Euro and Swiss francs, especially because many loans have been made by private persons either on Euro or Swiss francs, a currency with a predictible ascendent trend, wich causes a major instability on both banks and clients. We have the example of Romania, where in 2008 a swiss franc had an exchange rate of 2,3 RON, and now the current exchange rate is somewhere between 4,5 and 4,75 RON. This situation, together with the general economic and financial crisis generates for the debtors the impossibility to return the loans to the bank, within the montlhy rate according to the initial contract, and on the other hand, induces the insolvability to the banks which granted those loans in Swiss francs and Euro in Romania, for example.
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Data da última atualização: 2022-05-19

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